Home Insurance

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The home insurance policy is one of the most misunderstood policies that an individual can purchase. To be very clear, the ultimate purpose of homeowner’s insurance is to enable the homeowner to rebuild his or her home and life, even in the event of total destruction..

A good homeowner’s insurance policy will cover:

  •   Your residence, 
  •   Your personal belongings
  •   Any detached structures, like garages or garden sheds
  •   Additional living expenses in the event of a loss
  •   Personal liability
  •   Medical expenses to others who may be injured on your property

It’s not just your house, it’s your home and memories!

Home insurance, also commonly called homeowner’s insurance, is a type of property insurance that most importantly covers your private residence.

Our office will provide you with the most comprehensive policy available on the market today which will help to put your life back in order in the event of a catastrophic loss.

 Home Insurance Statistics

The following charts demonstrate the percentages home ownership claims in the State of Ohio and what is likely to be the largest cause of those claims.

***Based on state-wide reporting data for the fiscal year 2017.

***Based on state-wide reporting data for the fiscal year 2018.