There are many distinctive features available in the Business Services Insurance Policy:

• Business Personal Property – To help protect your contents and equipment from accidental direct physical loss.
• Building Property – Covers your building, storage buildings, garages, fixtures, and other structures. It also covers specific features of those structures, such as installed floor coverings and building glass.
• Business Liability – Insurance to help protect you financially against costly claims and lawsuits.
• Completed Operations – Provides coverage for bodily injury and property damage claims resulting after a construction or service project is completed.
• Mobile Equipment – Provides broad coverage for mobile equipment, tools, and equipment used in contracting operations.
• Installation Floater – Provides broad coverage for covered property you own or are responsible for while in transit, awaiting installation, or being installed at the job site.
• Property of Others – We will pay for property damage to the property of others while the property of others is in your care, custody, or control.

Customize Your Coverage

• Loss of Income – Protection in case your operations are suspended due to a covered loss.
• Data Compromise and Identity Restoration – Provides coverages that work together to help your business and you get back on track after a data breach occurs or if you, the business owner, becomes a victim of identity theft.
• Hired Auto – Helps to protect for insured’s legal liability arising out of the maintenance or use of a hired auto by the insured or insured’s employees.
• Ordinance or Law – Covers the loss of value and increased cost due to the enforcement of municipal laws or ordinances regulating the construction or repair of damaged buildings caused by an insured loss.