Auto Insurance

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Choosing the right automobile insurance coverage may be a a confusing experience for most people. With different Liability Limits, Collision, Personal Injury Protection, and Underinsured/Uninsured Motorist coverages from which to choose, it’s easy for most consumers to make simple mistakes. .

All too often, drivers do not discover the importance of having adequate limits in place until after they have an accident. We are all concerned  about saving money where we can, but trying to cut corners on your insurance coverage may cost you much more in the long run if you have an accident and are sued by the other party involved..

It’s not just insurance, it’s your safety!

Thankfully, there are still some good ways to keep costs down; many factors such as your driving record, type of vehicle and vehicle use may provide discounts. Most auto insurance carriers also offer many other discounts. Depending on the carrier, this could include a discount for owning a home or a discount for payment in full. As your agent, we will seek out these discounts because it is our job to make sure you have the best possible protection at the lowest premium available.

Another way for us to ensure that you have the best protection at the lowest premium available is to examine your necessary coverage levels..


The value of good automobile insurance really doesn’t become apparent until you really need it. Whether it’s a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on.

Auto Insurance Statistics

The following charts demonstrate the percentages of those who are and are not insured in the State of Ohio and who is likely to be responsible for accidents.

***Based on state-wide reporting data for the fiscal year 2017.

***Based on statistics provided by the Ohio Department of Public Safety in 2017