Farm Line Products – Optional Coverage
Listed below are some of the optional coverages available for a nominal charge:
- Additional insured
- ATV off-premise liability
- Borrowed/rented farm equipment – 30 day (in addition to automatic $10,000 coverage)
- Business activities
- Business property on premises (in addition to automatic $2,500 coverage)
- Cab glass coverage
- Computer coverage
- Disruption of farming operations
- Earthquake
- Employers liability for farm equipment
- Equipment breakdown
- Farm extra expense/loss of income/rental reimbursement
- Foreign objects coverage
- Identity fraud expense
- Inflation guard
- Liability coverage for rental and seasonal dwellings
- Motorized golf carts (property coverage only)
- Off-premises power failure
- Peak season coverage
- Rental dwelling coverage
- Replacement cost coverage for household personal property
- Scheduled personal property coverage
- Special cause of loss for grain stored inside a structure
- Spoilage for perishable farm personal property
- Sump overflow and water backup from sewers or drains
We offer a Farmowners Preferred Enhancement Endorsement for qualifying farm dwellings that provides four additional coverages at a nominal charge:
- Dwelling replacement cost coverage up to 125% of Coverage A
- Replacement cost on household personal property
- Lock replacement coverage including garage removes – $500
- Fences damaged by vehicles – $1,000
Toth-Felty has been providing quality insurance options & advice to Northeast Ohio residents since 1971. Get to know more about who we are as a company here.