What to do after an accident?

You’ve been in an accident. Here are some general guidelines about what to do next:

  • Stop at once. Never leave the scene of even a MINOR accident. Do not block the roadway if at all possible.
  • Seek medical assistance and summon police.
  • Do not admit fault. Do not comment about the accident to anyone but your insurance representative and the police. Never accept or make an offer of cash, check or “private” settlement.
  • Gather accident information. Note the date and time of accident.
  • Obtain information on the other driver including: name, address, phone number, make of car, vehicle license number, insurance company and agent’s name and telephone number.
  • Record a description of what occurred.
  • Draw a diagram of the accident showing the direction of both cars and the point of the accident. Include street names and location of traffic signs/signals.
  • Report the accident promptly to your insurance agent.

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